Cleaning Up After a Flood | Insurance Made Easy

May 26th, 2011 by Harold Anastasian

Flood clean up is something that goes on every day. At any particular time, someone somewhere in the world is wondering how to deal with water in their home . Water damage is something that happens more often than people think. In fact, there are some places in the United States that are known as Special Flood Hazard Areas .

?

As stressful as these situations are, there are some advantages to it being fairly commonplace . An example of this is an increase in professionals who can dish out expertise on flood cleanup. These contractors can not only recommend treatments or cleanup methods, but they can also provide restoration services to your property .

?

When it comes to dealing with the consequences of flood damage, primary importance should be given to safety. In fact, property owners are advised to never step into a basement that is flooded. It is best to err on the side of caution and leave the flood cleaning to professionals. If it is possible, turn off the main circuit breaker for added protection. Electrocution is one of the biggest concerns in cases of water damage.

?

After ensuring the safety of the residents in the home, inform your insurance company of the situation. Ensure that there is sufficient coverage and that they take note of the services you require . Almost all insurance companies require some form of documentation of the damage sustained by the property. Take pictures or record a video of the home prior to any repairs being made.

?

Generally, flood damage and its subsequent water damage are not covered by basic homeowner?s insurance. What this basic insurance usually protects against is the damage caused by a broken pipe or even an overflowing bathtub. To avoid the hassle of long processing, use terms such as ?accidental water damage? instead of ?flooding?.

?

Finally, professional help needs to be called upon to conduct clean up . Be careful in choosing the contractor needed because of the importance of the services rendered. Only deal with reputable individuals that show that they have sufficient experience and own the necessary equipment.

If you're new here, you may want to subscribe to my RSS feed. Thanks for visiting!

Tags:cleanup,damage,flood

Source: http://insurance-made-easy.com/homeowners-insurance/cleaning-up-after-a-flood

remember me anzac sathya sai baba miracles dfo gears of war 3 beta muddy waters sound of music